How it works

From photos to estimate in about a minute

No phone tag and no waiting days for a quote. Upload a few photos and walk in already knowing what your car repair may cost.

Enter your ZIP and choose a certified shop

Search by ZIP code or share your location to see Assurity Certified and Pre-Qualified shops near you, then pick one to estimate with.

Upload photos of the damage

Add up to six photos from your phone and a few vehicle details. Verify your mobile number by text so your estimate can be sent to you.

Get your AI estimate in about a minute

The AI inspects the photos, matches genuine OEM parts for your vehicle, and prices the repair with real labor rates — a free, preliminary line-item estimate.

Confirm with the shop

The certified shop reviews the damage in person and confirms the repair plan and final price. Nothing is booked until you decide.

What you get

A car repair estimate built for your exact vehicle

The AI inspects what actually got hit, matches genuine OEM parts to your year, make, and model, and prices the repair with real labor rates. You get a preliminary line-item estimate, free.

Photos in, answer out

Upload up to six photos from your phone. AI vision inspects the visible damage, so the estimate reflects your car, not an average.

Priced for your vehicle

Genuine OEM parts matched to your year, make, and model, with real labor rates for the work involved — as a clear line-item breakdown.

Ready in about a minute

No phone calls and no waiting days for a quote. Get an AI generated estimate before you call, with no obligation.

Preliminary by design

A confident starting point, not the final word

An AI estimate covers the damage visible in your photos, so it is a fast, honest repair range for planning and asking better questions. Hidden, structural, and mechanical damage often is not visible until disassembly — so a repair professional confirms the full repair plan and final price after inspecting your vehicle in person. You are always free to choose any collision repair facility.

Answers

AI estimate questions, answered

What drivers ask about getting a free AI collision repair estimate — how accurate it is, what it covers, and what happens next.

How accurate is an AI collision repair estimate?

An AI estimate is a preliminary repair estimate based on the photos you upload. The AI inspects the visible damage, matches genuine OEM parts to your exact year, make, and model, and applies real labor rates. It reflects visible damage only — hidden, structural, or mechanical damage is confirmed by the shop during an in-person inspection, which establishes the final cost of repair.

Is the AI estimate free?

Yes. Getting a preliminary AI collision repair estimate through the Assurity Certified Locator is free for drivers, with no obligation to book a repair.

What does the AI estimate include?

It identifies the damaged parts, matches genuine OEM parts for your specific vehicle, and prices parts plus labor at real rates — presented as a clear line-item breakdown so you can see what is being repaired, replaced, and refinished.

Does it cover hidden or structural damage?

The AI estimate reflects the damage visible in your photos. Frame, structural, mechanical, and other hidden damage often is not visible until disassembly, so the certified shop confirms the full repair plan and final price after an in-person inspection.

How much does a collision repair cost?

It depends on the vehicle, the parts required, and the severity of the damage. Minor cosmetic work can run a few hundred dollars, while front-end or structural repairs often reach several thousand. An AI estimate gives you an estimate with a likely cost range for your specific damage before you ever call a shop.

Can I get a car repair estimate online?

Yes. The AI estimate is a free online car repair estimate: upload photos of the damage from your phone, add your vehicle details, and receive a preliminary line-item estimate in about a minute — no shop visit needed to get the number.

How long does it take?

About a minute. After you upload your photos and vehicle details and verify your mobile number, the AI returns a preliminary estimate right away.

Is the AI estimate a final, binding price?

No. It is a preliminary, no-obligation estimate to help you plan and ask better questions. The certified shop provides the binding estimate and repair plan after inspecting your vehicle in person.

Why get the estimate through a certified shop?

Every shop in the Locator is independently verified for OEM-aligned repair capability. Starting with a certified shop means the same trained technicians, factory procedures, genuine parts, and calibrated equipment stand behind both the estimate and the repair.

Know your collision repair cost before you call

Enter your ZIP, pick a certified shop, and upload a few photos to get a free preliminary AI estimate in about a minute.